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No Annual Fee Credit Cards
Some credit cards have an associated annual fee. All these cards below have
no annual fee associated with them, which may be attractive to some applicants.
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Find the credit card that is best for you, by using the menu to the left and selecting
the appropriate category.
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Select the card that is best for you by comparing the offers presented in an easy
to read table.
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Once you have found the card that is right for you, apply for the credit card using
the secure online application.
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| Discover® More® Card |
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%** |
6 Months** |
as low as 11.99 Variable*%* |
None* |
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- 0% APR on Balance Transfers for a FULL 12 months
- 0% APR on Purchases for a FULL 6 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
- Instant Response within 60 seconds
- No Annual Fee
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| Discover® Open Road(SM) Card |
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%** |
6 Months** |
as low as 11.99 Variable*%* |
None* |
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- Double Cashback Bonus automatically on your first $250 in purchases each month at any gas station and any restaurant.
- 5% to 20% Cashback Bonus at over 100 top retailers through our exclusive online shopping mall, ShopDiscover(SM)
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Flexible redemption options: choose from Partner gift cards, merchandise, Discover® gift cards, credit to your Discover card account or an electronic deposit to your bank account
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards or eCertificates from over 100 brand-name Partners such as Bed, Bath & Beyond®, Red Lobster® and Lands' End®.
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| Miles by Discover® Card |
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%** |
6 Months** |
as low as 11.99 Variable*%* |
None* |
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- 12,000 Bonus Miles – 1,000 Miles each month you make a purchase for the first 12 months
- Double Miles on up to $3,000 in travel and restaurant purchases each year
- Book any travel, anytime with no blackout dates or restrictions
- 1 Mile for every $1 on all your other purchases
- Unlimited Miles that never expire
- No Annual Fee
- Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles
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| Discover® Motiva(SM) Card |
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 3.99%** |
6 Months** |
as low as 11.99 Variable*%* |
None* |
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- Cash Rewards for your good credit management!
- Get a Pay-On-Time Bonus(SM) equal to a full month’s interest every time you make 6 on-time payments in a row�twice a year, every year
- 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- 3.99% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers*
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| Discover® More® Card - American Flag |
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%** |
6 Months** |
as low as 11.99 Variable*%* |
None* |
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- 0% APR on Balance Transfers and Purchases for a full 6 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
- Instant Response within 60 seconds
- No Annual Fee
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| Discover® More® Card - Sealife Collection |
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%** |
6 Months** |
as low as 11.99 Variable*%* |
None* |
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- 0% APR on Balance Transfers and Purchases for a full 6 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
- Instant Response within 60 seconds
- No Annual Fee
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| Discover® Student Card |
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%** |
6 Months** |
14.99*%* |
None* |
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- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more.
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
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| Discover® Student Card - Clear |
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%** |
6 Months** |
14.99*%* |
None* |
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- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more.
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
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| Discover® Student Card - Tropical Beach |
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%** |
6 Months** |
14.99*%* |
None* |
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- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more.
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
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| Discover® More® Card - Wildlife Collection |
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%** |
6 Months** |
as low as 11.99 Variable*%* |
None* |
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- 0% APR on Balance Transfers and Purchases for a full 6 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
- Instant Response within 60 seconds
- No Annual Fee
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| Discover® Student Open Road(SM) Card |
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%** |
6 Months** |
14.99*%* |
None** |
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- Double Cashback Bonus automatically on your first $250 in purchases each month at any gas station and any restaurant.
- 5% to 20% Cashback Bonus at over 100 top retailers through our exclusive online shopping mall, ShopDiscover(SM)
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Flexible redemption options: choose from Partner gift cards, merchandise, Discover® gift cards, credit to your Discover card account or an electronic deposit to your bank account
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards or eCertificates from over 100 brand-name Partners such as Bed, Bath & Beyond®, Red Lobster® and Lands' End®.
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| Discover® Student Card - Monogram Collection |
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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%** |
6 Months** |
14.99*%* |
None* |
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- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more.
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
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