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No Annual Fee Credit Cards

Some credit cards have an associated annual fee.  All these cards below have no annual fee associated with them, which may be attractive to some applicants.
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Find the credit card that is best for you, by using the menu to the left and selecting the appropriate category.
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Select the card that is best for you by comparing the offers presented in an easy to read table.
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Once you have found the card that is right for you, apply for the credit card using the secure online application.
 

 Discover® More Card

Discover Platinum

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%** 6 Months** 11.99 - 20.99 (Variable)*%* None*

  • 0% intro APR on balance transfers for a full 15 months, then the Regular APR
  • 0% intro APR on purchases for a full 6 months, then the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee


 Discover® Open Road Card

Discover Platinum Gas

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%** 6 Months** 11.99 - 20.99 (Variable)*%* None*

  • 2% Cashback Bonus automatically at any gas station and any restaurant
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 0% intro APR on balance transfers for 12 full months, then the Regular APR
  • 0% intro APR on purchases for 6 months, then the Regular APR


 Miles by Discover® Card

Discover Miles

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%** 6 Months** 10.99 - 16.99 (Variable)*%* None*

  • 12,000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for your 1st year
  • 1 Mile per $1 on every purchase
  • Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year
  • No limit on the Miles you earn and Miles don’t expire*
  • Fly on any airline, book any hotel or car, with no blackout dates
  • Use Miles for travel, merchandise, gift cards or cash
  • 0% intro APR on purchases and balance transfers for 6 months then the regular APR
  • No Annual Fee, No Overlimit Fee, No Redemption Fee


 Discover® MotivaCard

Discover Motiva Card

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
3.99%** 12 Months** 11.99 - 20.99 (Variable)*%* None*

  • Cash rewards for your good credit management
  • Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
  • 3.99% intro APR on purchases for a full 12 months, then the Regular APR


 Discover® Student More Card

Discover Student Classic

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%** 6 Months** 13.99 - 20.99 (Variable)*%* None*

Built for actual exam-taking, power nap-loving students.

  • 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
  • 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
  • Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.


 Discover® Student Clear Card

Discover Student Clear

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%** 6 Months** 13.99 - 20.99 (Variable)*%* None*

Built for actual exam-taking, power nap-loving students.

  • 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
  • 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
  • Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.


 Discover® Student Tropical Beach Card

Discover Student Tropical Beach

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%** 6 Months** 13.99 - 20.99 (Variable)*%* None*

Built for actual exam-taking, power nap-loving students.

  • 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
  • 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
  • Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.


 Discover® Student Open Road Card

Discover Student Open Road

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%** 6 Months** 13.99 - 20.99 (Variable)*%* None**

Put a road trip in your wallet.

  • Double Cashback Bonus® at any gas station and any restaurant (yes, even on those infamous 1 AM burritos.)
  • Hello 5% to 20% Cashback Bonus at our exclusive online mall; goodbye mall-walkers.
  • Up to 1% unlimited Cashback Bonus on everything else you buy along the way, automatically.
  • Turn your Cashback Bonus into even bigger rewards by redeeming for gift cards or eCertificates from more than 100 brand-name retailers.


 Discover® Student Card - Monogram Collection

Discover Student Monogram

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%** 6 Months** 13.99 - 20.99 (Variable)*%* None*

Built for actual exam-taking, power nap-loving students.

  • 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
  • 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
  • Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.

 
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